Northern Medical Aid

  • Waiting periods apply to use of routine benefits including dental, optical, maternity, orthodontics and routine check ups
  • All claims are subject to settlement as per the prevailing AHFoZ ZRVS tariffs
  • All benefits are pro-rated if the join date is after January
  • Members can use any private facilities in Zimbabwe
  • Orthodontic benefits are subject to board approval.
  • New members are required to pay three months contributions on enrolment
  • Correct at the time of going to print as per month indicated. Please request the latest version of this document from
  • Rates and benefits are subject to change with notice being given. Date of last revision: April 2021