Northern Medical Aid

  • Waiting periods apply to use of routine benefits including Dental, Optical, Maternity, Orthodontics and Routine Check Ups
  • All claims are subject to settlement as per the prevailing AHFoZ ZRVS tariffs
  • All benefits are pro-rated if the join date is after January
  • Members can use any private facilities in Zimbabwe
  • Costs related to physiotherapy and orthodontics are settled on a pay and claim basis. Orthodontic benefits are subject to board approval.
  • New members are required to pay three months contributions on enrolment