Northern Medical Aid
- Waiting periods apply to use of routine benefits including Dental, Optical, Maternity, Orthodontics and Routine Check Ups
- All claims are subject to settlement as per the prevailing AHFoZ ZRVS tariffs
- All benefits are pro-rated if the join date is after January
- Members can use any private facilities in Zimbabwe
- Costs related to physiotherapy and orthodontics are settled on a pay and claim basis. Orthodontic benefits are subject to board approval.
- New members are required to pay three months contributions on enrolment
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