Northern Alliance

  • Waiting periods apply to use of routine benefits including Dental, Optical, Maternity, Orthodontics and Routine Check Ups
  • All claims are subject to settlement at Reasonable and Customary rates
  • All benefits are pro-rated if the join date is after January. Members can use private facilities in Zimbabwe and South Africa
  • New members are required to pay three months contributions on enrolment
  • Costs related to physiotherapy and orthodontics are settled on a pay and claim basis. Orthodontic benefits are subject to board approval
  • A $10 excess (charged to the member) applies on each claim with the exception of in-patient treatment
  • The costs of drugs available as over the counter purchases cannot be claimed

 *SUBJECT TO THE TERMS AND CONDITIONS OF MEMBERSHIP FOUND IN THE RULES OF MEMBERSHIP TO NORTHERN MEDICAL AID SOCIETY